Some insurance carriers are covering IVF. Our office can assist you in determining your coverage and arranging pre-authorization if needed. This will allow direct billing of your IVF expenses to your insurance carrier. This must be done before treatment can be scheduled. The total billed to insurance will be more than the quoted package price above because of the high cost of billing. Be aware that if your insurance carrier does not participate with HAN IVF services, you will be responsible for the portion of the fee that they don‘t cover.
Itemized pricing is used for insurance carriers since they will not generally pay for services in advance. To calculate your estimate copays, use the estimated price of $9,120 to $14,500 for IVF. This would not include the cost of ICSI, medications, or other advanced treatments such as PGD. Since insurance carriers and benefits vary greatly, we are not always able to provide an accurate estimate in advance due to the complexity of insurance plans. We are happy to help determine your benefits and help you to understand the most cost effective options available to you.